Payment Screening enables you to screen payments against our sanctions intelligence data in real-time, seamlessly embedding the screening process into your payment authorization flow.
This initial release is the first component of our classic Transaction Monitoring System (TMS) product to launch on Mesh, providing enhanced integration and usability.
Below are step-by-step instructions on configuring and using Payment Screening.
1. Payment screening configurations
Purpose
The configurations determine:
• The sanctions lists to be used for screening the payment.
• The level of fuzziness in the matching process.
Managing configurations
In Release 1, payment screening configurations are accessible only via API. They cannot be viewed or modified through the user interface at this stage.
Support and Implementation teams can set up and manage these configurations for you until UI-based configuration become available. Alternatively, you can manage them through the API yourself - API documentation.
2. Submitting payments for screening
Submission method
Payments are submitted for screening through a synchronous API endpoint. In production, you will be able to incorporate these API calls directly into your workflow, ensuring real-time responses.
For further information on access and endpoint usage, refer to the Access documentation provided and the API documentation.
3. Managing cases
Case creation
If the payment details and the sanctions lists specified in the payment screening configuration match, a case is automatically generated.
Cases appear within the Mesh Cases area, alongside other screening cases (such as Customer Screening and Monitor).
Although the structure of these cases is similar, Payment Screening cases specifically involve screening elements of a payment message, including:
• Debtor name
• Creditor name
• Names of other parties involved
• Reference text
• BIC code
Case decision process
Using the case decision feature, the analyst determines whether to process or reject the payment. Your system receives this decision through webhook updates, allowing seamless integration into the payment authorization flow.
Summary
Payment Screening provides a powerful solution for integrating sanctions screening into payment flows in real-time. You can incorporate this solution using our detailed configurations, real-time API submissions, and clear case management, all within Mesh.
For additional questions or support, please reach out to the Support team.